TYMS.life Retirement Planning

Will your money last through retirement?

Fill in your numbers — watch your score update live. Takes 2 minutes.

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About you

🎂 Your age today

📅 Life expectancy U.S. average ~78 · many live to 85–90

🏛️ Tax bracket

Your savings & assets

🏦 Total savings & investments 401k, IRA, savings, CDs

🏠 Home equity (optional) Value minus mortgage owed

💡 Start here — then add income and expenses for your full score.

Government & pension

🏛️ Social Security

🏢 Pension

🎖️ VA / Military

🏥 Disability / SSI

Investments & work

📈 401k / IRA withdrawals

💹 Dividends

🏠 Rental income

💼 Part-time / freelance

Other

🤝 Alimony / support

🎁 Other income

Total monthly income$0 / mo

💡 Not sure of exact amounts? Estimates are fine.

Housing

🏠 Rent / mortgage

⚡ Utilities

🔧 Maintenance / HOA

📡 Phone / internet

Health

🏥 Medicare / insurance

💊 Prescriptions & medical

Daily living

🛒 Groceries & food

🚗 Transportation

🎬 Entertainment & dining

✈️ Travel & leisure

Debt & obligations

💳 Credit cards

🎓 Loans

👨‍👩‍👧 Family support

📦 Other

Total monthly expenses$0 / mo

Retirement Comfort Score

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out of 100

Enter your income and expenses to see your score.

Take-home/mo

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Expenses/mo

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Surplus

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Coverage

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Year-by-year savings runway, inflation impact, tax breakdown & action plan — free.

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Your retirement report

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/100

Savings runway

Runway

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Years to age 85

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Verdict

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Savings balance over time

3% annual inflation · 5% annual return on savings

3 retirement scenarios

How small changes in spending affect your runway

Your income sources

Your expense breakdown

What inflation does to your expenses

At 3% annual inflation, today's dollars shrink every year

Income & tax breakdown

Simplified estimate using your marginal bracket

Your next moves

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