Our Story

Built for Real Retirees - Not Spreadsheet Experts

A free tool that gives you an honest answer in 60 seconds.

Most retirement calculators are built for financial advisors. TYMS.life was built for the people who actually need the answer.

The idea is simple: middle-class retirees should not need a finance degree to know if their income covers their expenses. They should not have to stare at a 40-tab spreadsheet or pay for a consultation just to get a straight answer.

So we built the Retirement Comfort Score - a single number from 0 to 100 that tells you exactly where you stand. Enter your monthly income. Enter your monthly expenses. Get your score. That is it.

No signup required. No data stored. No upsell. Just clarity.

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100% Private

Your numbers never leave your browser. We never see your financial data - ever.

Instant Results

No waiting, no loading. Your score, surplus, and 15-year projection update as you type.

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Always Free

TYMS.life is and always will be free. We are supported by display advertising - nothing else.

The name TYMS stands for Track Your Money Simple - and that is exactly what we do. No complexity. No jargon. Just a clear picture of your retirement comfort, right now.

We believe every retiree deserves to know their number. We hope TYMS.life gives you a little more peace of mind.

Know Your Number in 60 Seconds

Free, private, no signup required.

Calculate My Comfort Score